CFO-level thinking, sized to your business.
Forecasts, budgets, KPIs and a monthly review, without a full-time CFO salary.
Who it’s for
- Founders and owners making big decisions without a cash forecast.
- Companies preparing for a raise, a loan or a board.
- Businesses with a bookkeeper but no one turning numbers into decisions.
What’s included
What we deliver and how often. The decisions stay yours.
13-week cash forecast
See a cash gap before it arrives.
Budget and reforecast
Built with you, reforecast as the year moves.
KPI dashboard
The few numbers that matter, tracked consistently.
Board or investor pack
Financials and commentary in the format they expect.
Pricing and margin analysis
Know where profit really comes from.
Due diligence support
Buy-side and sell-side due diligence, with the data packs to match.
How the month runs
- Within 5–10 business days
Books closed
Final numbers, from us or your bookkeeper.
- By business day 10
Pack and KPIs updated
Refreshed and reviewed.
- The following week
Monthly review call
Results, cash and risks; actions agreed.
- Through the month
Actions followed up
Decisions tracked to the next review.
Who leads it
Your CFO lead runs the monthly review. A second accountant checks every model and pack.
CA Utkarsh Mehra
Virtual CFO lead
Chartered Accountant · 3 years in finance
Our work includes financial statement analysis, cash-flow forecasting, performance analysis and financial data review, along with due diligence assignments across sectors including MedTech, solar and engineering. We have also worked extensively on statutory and tax audits, income-tax assessments and litigation, ROC/MCA compliance, corporate restructuring, share transactions, and documentation for partnerships and family trusts.
Pricing approach
A fixed monthly retainer, set by scope and meeting frequency.
One-off projects, like a fundraising model, are priced separately. Engagement Models & Pricing.
Virtual CFO questions
Is this the same as hiring a CFO?
No. It’s a part-time senior finance lead with a team behind them: the planning and review, without a full-time salary.
Do we have to use your bookkeeping too?
No, though it helps. If someone else keeps your books, we agree a close date so reviews use final numbers.
Do you support due diligence?
Yes: Buy-side and sell-side due diligence, with the forecasts and data packs that go with it. We don’t broker deals or give investment advice.
How often do we meet?
Monthly, after your pack is delivered. Some clients add a fortnightly cash check-in in busy periods.
Who owns the models?
You do. Forecasts and budgets live in files you own, and stay with you.